Insurance

Oh I hate insurance companies! I don't say that word often, but I am fed up with insurance companies. It is such a racket. In November, Aetna forced John's company to change the way they did insurance, so we had to get new cards again and pick our information. Due to a change in status from the insurance fairies, we had to pick from 2 insurance choices. Keep our same insurance coverage as before and pay double the price (over 400 dollars a paycheck) or chose the new plan. This new plan forced our copayments to go higher and had many other unhappy changes. So because 800 seemed like a little too much to pay a month for insurance, we had no choice but to go to the other option. But as we got our new cards we were crying when we read over the rules. The insurance would not cover urgent care visits if it was not an emergency. The insurance would not cover the emergency room costs if it was not an emergency. And it would not cover ambulance if it turned out not to be an emergency. Well, color me purple! I wonder do they think that I would take my child to the emergency room and pay the 200 dollar copay if I didn't think it was an emergency? Are they crazy? Who decides what an emergency is? What if my daughter has a symptom that seems like an emergency and then we get there and it is nothing. I can think of many occasions that happened to me and my mom. I went to the emergency room for appendicitis when I was in 5th grade and it ended up being constipation. Once my foot swelled up 3 times it size and after countless hours and tests they determined it to be only a stone bruise, which they could do nothing for. It is devastating to not know if taking your daughter to the hospital will mean not being able to afford food or if it isn't something serious. It is hard being honest and not lying to get assistance. The only way to win in this sinful world is to hold onto Jesus and the truth. You see God supersedes the rules of the world. And by doing what is right, taking the path HE chooses, He takes our fears and worries on His shoulders and gives us peace. I am trying to do right and trying to take the path less taken, so Lord give me your peace in times like these. Times when I try to understand the ways of the enemy and times when I try to control the uncontrollable. Lord I pray for your peace!